Overberg Asset Management holds to a unique philosophy, delivering excellence in service, value and performance - the three reasons why you should invest with us.
Personal - and Independent - Fund Management: Portfolios are directly managed by Nick Downing and Gielie Fourie, shareholders of the owner of Overberg and top-performing boutique asset managers with 35 years combined international experience 25 years international experience.
Tailored Private Share Portfolios: One size does not fit all – individual clients have differing income and capital growth needs, expectations and time horizons. Each client is able to afford differing levels of risk. The depth of attention offered by Overberg cannot be found in large institutions, unless you own a portfolio worth several million rand.
Quarterly Investment Report: Our reports are detailed, showing a breakdown of your portfolio, performance versus benchmark, a review of markets and investment strategy over the past quarter, and strategy outlook.
Flexible Mandate, Flexible Transfers: Unlike many investment products, your mandate with Overberg is completely flexible. This means you are entitled to adjust or terminate at any time to suit your needs without any penalty to you. It also means that capital or income transfers can take place at any time of your choosing.
With Overberg you are not just saving through low fees and transaction costs. We also select securities for your portfolio that provide the most efficient way of investing. These include local listed securities traded daily on the JSE.
Our global portfolios are based on closed-end investment companies listed on the London Stock Exchange, the preferred investment choice for UK financial professionals.
No Upfront fees: Admin set-up costs are limited to a maximum of 2% – far less than the industry norm which can be anything up to 5% of the original investment. This means your portfolio will be working for you from day one.
Competitive annual fees: Our fees are very competitive compared with other retail products (the annual fee in unit trusts normally exceeds 2% excluding other “hidden costs”) and especially compared with other tailored personal portfolios. Low fees will provide you with a significant saving which will compound into a substantial amount over a number of years.
Transparency of “Hidden” Costs: There are numerous retail products that appear very attractive on the surface but actually involve several undisclosed costs. These will compound and affect long-term performance. Our policy is to disclose each single cost item in a way that is completely transparent.
Low transaction costs: Low brokerage rates have been negotiated with custodians Investec Securities, Standard Bank Group Securities, or Nedbank Private Wealth Stockbrokers in South Africa, and Charles Stanley Stockbrokers in the United Kingdom. We do not receive any incentive or commission kick-back from stockbrokers or other financial intermediaries.
Substantial savings will accrue to client portfolios based on our proven investment philosophy of value excellence. Low portfolio costs coupled with a specialisation in the most cost effective securities whilst never compromising on quality ensure the compounding of a significant performance advantage over time. We are confident of providing superior performance on a risk adjusted basis relative to competitors and benchmarks. Our performance track record is available in our portfolio fact-sheets.
Additional Associate Services
- Living Annuity, Retirement Annuity and Pension Fund Products:
Through selected insurance associates, we provide clients with various retirement products for existing and new life assets, incorporating Overberg’s private share portfolios. This process will enable clients to access direct investment management, administration and financial advice through one contact.
- Money Market Accounts:
Through selected service providers we offer clients flexible, high yielding and attractive money market options for short-term cash solutions.
- Foreign Exchange Services:
Through selected service providers we offer clients foreign exchange accounts to facilitate the transfer of funds abroad from South Africa, making use of foreign exchange allowances.
- Self-Invested Pension Plans (SIPPs) and ISA Services:
Through selected UK service providers, we offer and manage Self-Invested Personal Pensions (SIPPs) and Individual Savings Accounts (ISAs), incorporating Overberg’s private share portfolios.
- Estate Planning and Trust Structuring:
Through selected South African and overseas associates, we provide options in South Africa and abroad relating to estate planning, taxation and trust services. Our associate service providers offer a wide range of solutions to help clients achieve the right structure depending on their financial situation.
Meet our Team