Sound financial planning includes helping individuals and/or families by providing them with a roadmap to reach their financial goals. Following that, personal risk cover offers protection from unforeseen events and the potential loss of income, which could hinder the ability to create wealth over time and adequality provide protection for beneficiaries. There are three common benefits that should be considered when looking at personal risk policies, life insurance, disability cover, and severe illness cover. Our Wealth Managers and Personal Risk Specialists are happy to help with an assessment of personal and financial needs analysis.